J2194 - Our client is seeking a Portfolio Relationship Manager to manage existing accounts whilst also monitoring and maintaining the moderate risk profile of the UK Lease portfolio.
Managing existing customer accounts. Ensuring the quality of the UK portfolio is maintained. Supporting the Sales team with new proposals and reviews. Timely completion and submissions of credit proposals and reviews. Maintaining the relationship with all relevant stakeholders in relation to portfolio management. Day to day management of overall UK portfolio. Analysing and presenting financial and non-financial risks and translating this into optimal credit structures for customers. Writing credit reviews and support with proposals. Data quality and data integrity in respect of the UK portfolio.
Degree in BA / Finance / Economics, or a related discipline, MBA or Masters would be viewed positively. Credit analysis experience in asset based lending, preferably Leasing Sales/Account management experience would be advantageous but not a strict requirement. Proven financial industry working experience. Knowledge of leasing market and products and activities. Experience in structuring of deals. Ability to interpret financial statements. Advanced understanding of financial ratios and business principles and strong analytical skills with an ability to question assumptions. Advanced knowledge of credit analysis and lending/leasing functions. Advanced knowledge of typical equipment finance and bank products and services. Good/strong Risk knowledge. You will form part of the front line commercial team and have the ambition and potential to grow into either a Risk or direct Sales role.
We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.