nls new logo£60,000 - £75,000 plus excellent bonus and benefits.

J2193 - Our client is seeking a Risk Manager - UK, Thames Valley / SE Eng to liaise and assist the Sales function in the preparation and structuring of middle ticket transactions; underwrite new business within delegated authority levels and / or prepare recommendations for consideration by senior underwriting authorities; to prepare ratings on new and existing business customers in line with group policy.

 

Job Reference: CCV/J2193
Job Title: J2193 - Risk Manager - UK, Thames Valley / SE Eng - Asset Finance
Salary: £60,000 - £75,000 plus excellent bonus and benefits
Location: UK, Thames Valley / SE Eng
Bonuses: Excellent
Benefits: Excellent
Job Function:  Credit Risk & Collections
Vacancy Type:  Permanent
Asset Type / Sector: All Assets / Sector
Job Description :

J2193 - Our client is seeking a Risk Manager - UK, Thames Valley / SE Eng to liaise and assist the Sales function in the preparation and structuring of middle ticket transactions; underwrite new business within delegated authority levels and / or prepare recommendations for consideration by senior underwriting authorities; to prepare ratings on new and existing business customers in line with group policy.

KEY ACCOUNTABILITIES:

Performing high quality and timely credit underwriting of new business transactions. 
Performing high quality and timely analysis to produce recommendations for submission to Lending Authority holders.
Conduct regular reviews of existing Operational guidelines / customers / groups / vendors in accordance with company policy. 
Provide appropriate advice to sales teams to ensure that commercial opportunities are maximised without compromising effective risk management. 
Develop effective, collaborative relationships with key stakeholders and engage directly with end-users, introducers and other counterparties as business requirements demand. 
Ensure all regulatory and compliance requirements are met. 
To attend Lean process improvement training and actively apply the methodology within the day to day responsibilities with a willingness to embrace change, contributing new and better ways of working to support the continual improvement culture. 

PERSON SPECIFICATION:

Proven track record in underwriting within asset finance / leasing / banking industry.
Sound knowledge of asset finance products, structures, pricing / time value of money and documentation. 
Hard Asset middle ticket credit underwriting experience.
Comprehensive knowledge and understanding of interpretation of financial statements for different types of legal entity, principles of lending and risk assessment. 
Understand the P&L impact of quality underwriting decisions. 
Demonstrate good communication, negotiation and conflict resolution skills. 
Demonstrate analysis skills; planning and organising; able to prioritise workload effectively. 
Can demonstrate some previous experience and working knowledge of continuous improvement best practise.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.
 

Consultant : Jane Theobald